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insurance marketplace
An insurance marketplace, also known as an exchange, is a website or platform that allows consumers to compare and purchase insurance policies from multiple insurance companies. Insurance marketplaces may be operated by the government, private companies, or a combination of both.
In the United States, the federal government operates the Health Insurance Marketplace, also known as the Affordable Care Act (ACA) Marketplace or Healthcare.gov. The ACA Marketplace is a website that allows consumers to shop for and compare health insurance plans and apply for financial assistance to help pay for premiums. It is open to individuals, families, and small businesses in states that do not have their own state-based marketplace.
Private insurance marketplaces, such as eHealth or GoHealth, offer a variety of insurance products, including health, auto, home, and life insurance. These marketplaces allow consumers to compare quotes and coverage options from multiple insurance companies and purchase policies online or through a licensed insurance agent.
Insurance marketplaces can be a helpful resource for consumers looking to compare insurance policies and find the best coverage at a price they can afford. It is a good idea to shop around and compare quotes from multiple sources before making a decision.
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